Certificates of Deposit (CDs) offer time-specific and low-risk investment options. The interest rates on First National Bank & Trust Certificates of Deposit are generally higher for longer terms and higher balances.
Stop in or call any of our offices for current information and rates.
- Competitive interest rates
- Safety and stability
- Various maturity options
- Investment terms from 6 months to 36 months available.
- Guaranteed interest rate based upon initial deposit
- Substantial penalty for early withdrawal
- FDIC Insured to $250,000.00*
- See our current interest rates
*On July 21, 2010 the FDIC Insurance has been temporarily increased to $250,000 per depositor through December 31, 2012
Individual Retirement Accounts – IRAs
Stop in or call any of our offices for current information and rates.
The Roth IRA:
- Tax-free distributions if held five years and used for a qualified purpose
The Traditional IRA:
- Expanded tax-deferred savings